This document only provides a summary of the key features of the insurance. You will find all the terms and conditions in the policy conditions.

What is this type of insurance?

Aon has joined up with a global insurance company to develop a flexible, comprehensive worldwide individual insurance package for global employees. Whether you are an Expat, Missionary, Volunteer or International Hire, Aon’s Expat Insurance Solutions will cover you, your spouse, your children or your personal belongings from any risks you incur during your global assignment.

What is insured?

Home Contents

Instruments and valuables

Personal liability

Legal assistance 

Accidents

Continuous Travel

Air Travel Insurance

What is not insured?

Damage for which an insured person intentionally provided false data.

Damage caused by, occurring with or stemming from nuclear reactions

Are there any restrictions on cover?

Please refer to the maximum insured amounts in the Policy Conditions and see your insurance certificate.

Other insurance or provision takes precedence over this insurance.

Reimbursement of a claim or premium will only be made in full to a SEPA bank account. In case of a non-SEPA bank account, payment will only be made if the amount surpasses the bank transaction costs.

Where am I covered?

Worldwide

What are my obligations?

You are required to provide all necessary information requested by or on behalf of the Insurer.

When and how do I pay?

Pay your insurance premium on time. “On time” means within thirty days after you have received the invoice for the premium.

When does the cover start and end?

The cover starts on the start date and ends on the end date of the insurance policy.

How do I cancel the contract?

You can cancel this insurance in writing at any time from the effective date, with due observance of a notice period of one month. If your insurance was arranged for you by your employer, please contact your employer. They will be able to assist you.